Plastic Surgery Financing

Financing for plastic surgery is similar to personal loan financing but there are certain caveats. Medical financing has been usually approved by carecredit and other corporations, these financing commiserations are linked to traditional banks. There sheer fact is many people can now no longer get ANY bank loan. What do you do, wait around till a bankruptcy rebounds or your credit score magically rises one day?  Here’s a product you can use across the US that is specific to cosmetic surgery centers, plastic surgeons. LASIK specialist, Dentists, eye care, any high ticket item with high profit margin. This is financing for doctors to give to their patients, called consumer financing.

The cost to the doctor is between 10-18% depending if the patient pay their bill over time. Let’s take the example of plastic surgeons in Los Angeles or Beverly Hills, Southern California. Their surgeries probably cost say 10K. They may have 30% of clients come in that want the plastic surgery and can’t pay so they turn them away or carry the financing themselves and become collection agencies. This financing will cover them if they have low credit down to 500. The surgeon does the credit loan right there in the office and schedules them for surgery. The surgeon then gets all but 18% up front, then as the client pays the credit card company, they get up to 8% back. There is another company called care credit that all the physicians use, but they stop at 700 credit score and costs about the same, so they usually understand this type of credit for their clients. Normally, plastic surgery is about 35% net profit, so if it costs them up to 18% to get profit, then the more they can do the more money they make. You can talk to Eileen Tefft for more information on general loan criteria. She is a seasoned consumer loan expert and plastic surgery financing specialist that can address all of your cosmetic surgery loan details.

Aesthetic Plastic Surgery (Photo credit: Wikipedia)

The Price Of Cosmetic Surgery Is Getting Lower And Lower

Author: Bill Carmel

Real cosmetic surgery is one of the quickest growing branches of modern day medicine.    Cosmetic surgeons have become busier since more and more people are opting for elective surgery. Cosmetic surgery is all about how you look at yourself.  Dental procedures and many reconstructive procedures also fall in this category.  Cosmetic surgery is now common in both women and men.
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Since the price on cosmetic surgery has come down, many people are making a vacation out of it, where they take a week off and fly to the doctor that will perform the surgery.  Since cosmetic surgery is not often covered by your insurance, the cost of the procedure can be one of largest selling points.   When your health is involved, it’s best not to cut corners, if you would pardon the pun, and not substitute a quality procedure for cost.

What are different types of collagen?  The tissue of cows is used to create bovine collagen, this type of collagen is very compatible with humans.  Collagen injections are all-purpose fillers to fix problems on the face.  Collagen is filled into the areas that need plumping-up.

Botox is popular for those people who want to get rid of frown lines, crows feet and any other kind or wrinkle, this is non-surgical and is accomplished by injections.    Botox is also an extremely popular cosmetic surgery method.  It has become increasingly popular over the past decade in the cosmetic surgery field.  Botox is a natural protein that is produced by a bacterium.  Because Botox is a prescription drug, it must be used carefully.

When people get eyelid surgery they usually do this to get rid of excess skin and skin that is damaged by the sun.  Many people have those problem eye bags that need to be tightened up or removed so this is a popular surgery.  It is popular for doctors to perform procedures on the eyelids, tear ducts and eye sockets for those who are inflicted with certain diseases.

To remove your eye bags whilst lifting your face is only a matter of more time for the surgeon.  By getting surgery on your face by improving muscle tone you can reduce the number of years off of your face. The muscles of the face and the fat are all lifted up and moved to when the skin drapes over them it gives a more youthful appearance. The bruising can fade in around two weeks, while the swelling could last a bit longer.  After surgery the skin will heal and there will be very few irregularities and the skin will feel much smoother.

Some people refer to cosmetic surgery as the fountain of youth; this is not exactly right because cosmetic only changes the outward appearance. When receiving a procedure you need to consider the reputation of the surgeon, understanding the cost of the operation and if the surgery is worth the risks associated with it. Many people are receiving cosmetic surgery, it is not only for the rich anymore.  The charm of youth and beauty has attracted us for ages.  Cosmetic surgery is not about how other people look at you.

David Marc Fishman is the owner of  site that helps with skin disorders site. Become beautiful with celebrity skin. Smell great with perfume.

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How Much Does Plastic Surgery Cost? Breaking It Down

Author: NS Kennedy

Plastic surgery costs can vary widely from one surgeon to another. Several factors govern the cost of a particular plastic surgery procedure. A couple of major factors include the surgeon's expertise and experience, and the length and complexity of the procedure. Moreover, the cost may vary from one clinical setting to another. A surgeon owning a state of the art clinic and wielding advanced equipment would charge more for a particular procedure, in order to cover the cost of his/her investments. The same procedure if carried out at a fairly average clinical facility might incur a significantly lower expense.
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Whatever the cost, it should be disclosed and settled upon prior to the surgery. Some medical facilities tout attractive bargains, concealing certain costs in order to dupe prospective clients. Therefore, the patient must ensure that the cost agreed to covers the surgery, anesthesia, post-operative exams, and corrective procedures if required. The patient must also make sure that the surgeon has a provision for post-operative care. Plastic surgery costs are typically not covered by insurance unless the surgical procedure is regarded as a reconstructive procedure. However, several finance schemes are available, which allow the patient to pay the costs in easy installments.

At the advent of plastic surgery, the procedure was the preserve of the affluent few, since the costs were simply overwhelming. However, with advances in technology, plastic surgery procedures are now almost ubiquitous. This has significantly reduced the expenses, and made plastic surgery accessible to the populace. The costs depend on the particular plastic surgery procedure performed, and may vary between $1,500 and $8,000. According to the American Society for Aesthetic Plastic Surgery's most recent (2003) estimates, average expense incurred for a few major procedures is as follows:-

- Breast Augmentation - $3,360
- Breast Lift - $3,965
- Abdominoplasty (tummy tuck) - $4,827
- Breast Reduction (women) - $5,351
- Facelift - $5,966
- Lower Body Lift - $7,874
- Rhinoplasty (nose reshaping) - $3,869

Nicola publishes an informational site about liposuction surgery, with articles and news, tips and views to help you make the correct choice about Liposuction Surgery at http://lipo.plastic-surgery-info.net

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