Financing for Plastic Surgery with Consumer Loans
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Plastic Surgery Financing
Financing for plastic surgery is similar to personal loan financing but there are certain caveats. Medical financing has been usually approved by carecredit and other corporations, these financing commiserations are linked to traditional banks. There sheer fact is many people can now no longer get ANY bank loan. What do you do, wait around till a bankruptcy rebounds or your credit score magically rises one day? Here’s a product you can use across the US that is specific to cosmetic surgery centers, plastic surgeons. LASIK specialist, Dentists, eye care, any high ticket item with high profit margin. This is financing for doctors to give to their patients, called consumer financing.
The cost to the doctor is between 10-18% depending if the patient pay their bill over time. Let’s take the example of plastic surgeons in Los Angeles or Beverly Hills, Southern California. Their surgeries probably cost say 10K. They may have 30% of clients come in that want the plastic surgery and can’t pay so they turn them away or carry the financing themselves and become collection agencies. This financing will cover them if they have low credit down to 500. The surgeon does the credit loan right there in the office and schedules them for surgery. The surgeon then gets all but 18% up front, then as the client pays the credit card company, they get up to 8% back. There is another company called care credit that all the physicians use, but they stop at 700 credit score and costs about the same, so they usually understand this type of credit for their clients. Normally, plastic surgery is about 35% net profit, so if it costs them up to 18% to get profit, then the more they can do the more money they make. You can talk to Eileen Tefft for more information on general loan criteria. She is a seasoned consumer loan expert and plastic surgery financing specialist that can address all of your cosmetic surgery loan details.
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| Aesthetic Plastic Surgery (Photo credit: Wikipedia) |
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It is correct to make the distinction between cosmetic and plastic/reconstructive surgery. Most would agree that the purpose of cosmetic surgery is rarely to save life or restore health, however much one can argue about the psychological needs of some cosmetic patients.
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Most patients who have undergone cosmetic procedures report having a higher self esteem and a better quality of life.
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The total cost of the procedure and recovery can vary greatly depending on the region and physician. Rhinoplasties can range from approximately $6,000 to $15,000. However, for those with documented breathing problems, surgery of the septum, internal valves, or turbinates that can be performed at the same time as aesthetic refinements may qualify for insurance coverage, but for the functional portion of the procedure only. Womens Surgery Group
Hi all! Whether it is an enlargement or a reduction, doing your research and speaking to people who has gotten them done is the most important thing. I'm a size B myself, sometimes I do wish I was size C. Im planning to do it soon.
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